Best Insurors > Jim Walter Homes Customers > Policy Upgrades

Additional Coverages Offered by Best Insurors

Increased policy limits — If you have any concerns that your existing insurance coverage does not meet your current needs, call Best Insurors (800) 925-8374 ext. 4685 and make a request to review your policy limits. If you believe increased policy limits are right for you, Best Insurors will quickly provide you a quote for the increased policy coverage premium. The increased policy limits will not become effective until a home inspection is completed. Best Insurors will send a local inspector to evaluate your home and set a maximum insurable amount. Any increase in insurable amount will be equal to or lower than the maximum insurable amount set by the home inspector. Once the evaluation has been completed and you have paid the additional premium, the increased home coverage will take effect.

Contents coverage for personal property in the Home — Home insurance does not always protect contents within the home. The minimum home coverage provided to JWHG customers called Fire and Extended does not included the home’s contents. If you would like the added protection of home contents coverage, please contact Best Insurors at (800) 925-8374 ext. 4685. The maximum amount of contents coverage that can be provided is 50% of the home insurance policy. Contents coverage does not become effective until the new policy is paid in full.

Flood Insurance — Damage from a flood is excluded from almost all types of insurance, except for Flood Insurance. If you would like to have protection from a loss caused by a flood, please contact Best Insurors at (800) 925-8374 ext. 4685 and Best Insurors will be able to provide you with a quote for Flood insurance.
Special note: There are times when Flood insurance will not be provided such as when a hurricane is headed in your direction.   

Mortgage Accidental Death — Mortgage Accidental Death Insurance helps protect your family’s financial security by paying off your mortgage if the policyholder should die as a result of a covered accident. If you have a mortgage on your home and want to make sure your family can remain in their home if something happens to you, Mortgage Accidental Death Insurance may be the answer. Mortgage Accidental Death insurance helps to answer the question, "Could my family afford to live in our home if my income were no longer available?" If you would like further information with regard to Mortgage Accidental Death Insurance please contact our representatives at (800) 328-9343.